Terms of Service

Last updated: November 4, 2026

These Terms are an agreement between you and Apex Care Solutions VA LLC, doing business as BAP ("BAP," "we," "us"), covering your use of buybap.com, app.buybap.com and related services (the "Service"). By creating an account or using the Service, you agree to these Terms.

1. Who can use BAP

You must be at least 18 and able to form a binding contract. If you use BAP for a business, you confirm you have authority to bind that business. You are responsible for your account, its password, and everything done under it.

2. What BAP provides

BAP is software for real estate investors. It includes property leads built from public records, on-demand nationwide property data from a third-party provider, a CRM and pipeline, deal analysis tools, contract templates with e-signing, direct mail, a deal marketplace, a directory of contractors, lenders and buyers, and optional add-on services such as owner contact lookups (skip tracing), property value estimates and AI deal analysis. A free demo is available at app.buybap.com/#demo; nothing in the demo is saved, sent or charged. BAP is a software and data service. BAP does not buy, sell or broker property for members and is not a party to members' deals.

3. Plans, free trial and automatic renewal

• Plans. BAP offers a Free plan and paid plans (currently Starter, Pro and Team), billed monthly or yearly. Each plan's price, billing period and what it includes are shown on the plan card and at checkout before you pay. Prices are in US dollars plus any applicable tax.
• Automatic renewal. Paid plans renew automatically at the end of each billing period (every month or every year, as you chose) and are charged to your payment method at the then-current price until you cancel.
• Free trial. When a free trial is offered (currently 7 days of Pro, once per company), you are not charged during the trial. Unless you cancel before the trial ends, your plan starts automatically and you are charged the plan price shown at checkout on the day the trial ends, and every billing period after that. Trial allowances may be smaller than the paid plan's.
• Your consent. You agree to these renewal and trial terms when you check the box and confirm at checkout. We email a confirmation with the price, renewal terms and how to cancel.
• Cancel online, anytime. Go to Services → Manage billing → Cancel. No call or email is needed. If you cancel during a free trial, you are not charged. Otherwise your plan stays active until the end of the period you paid for, and you will not be charged again.
• Changing plans. You can switch plans in Services → Plan & credits. Stripe adjusts your next bill for the difference (proration).
• Monthly allowances. Paid plans include monthly allowances (for example on-demand nationwide leads, skip traces and AI analyses). Allowances reset on the 1st of each calendar month, do not roll over, have no cash value and cannot be transferred. Use beyond an allowance is paid from credits at member prices.
• What "unlimited" means. "Unlimited BAP leads" means no monthly cap on leads BAP collects itself from county and city records. It does not include on-demand nationwide leads, which count against your allowance. To prevent bulk copying, each user can open up to 300 new lead pages a day and export up to 1,000 list rows with owner details a day; we may change these fair-use limits to protect the Service.
• Team plans. A Team plan covers the number of users shown on the plan. Each user needs their own login; sharing logins is not allowed.
• Price changes. We will email you at least 30 days before any price change. It takes effect at your next billing date, and you can cancel before then.

4. Credits and add-on services

• Add-on services are paid from your plan's included allowance first, then from prepaid BAP credits. Each service shows its price before you run it.
• Skip tracing is charged only when an owner is found. A saved value estimate can be viewed again free for 30 days.
• If your credit balance is too low, the service will not run until you add credits.
• Credits have no cash value, cannot be transferred, and are refundable only as described in the Refund & Cancellation Policy.

5. Payments

Payments are processed by Stripe. BAP does not store your full card number. You authorize us, through Stripe, to charge your payment method for your membership and any credit packs you buy, plus any applicable taxes.

6. Data accuracy

Property, owner and distress information comes from public records, government data and third-party providers. It can be incomplete, out of date or wrong. Value estimates and AI analyses are estimates, not appraisals. A motivation score is a ranking aid, not a prediction that an owner will sell. Verify important facts (title, liens, taxes owed, sale dates, ownership and condition) yourself before you rely on them.

7. Your legal responsibilities

You are solely responsible for how you use BAP and its data, including complying with:

• Telemarketing and messaging laws, including the Telephone Consumer Protection Act, the National Do Not Call Registry, and state rules such as Texas telemarketing registration.
• Real estate licensing and wholesaling laws in each state where you do business, including any required license or registration and any required disclosures to sellers and buyers. As of November 2026, states that license, register or regulate wholesaling include Pennsylvania, Iowa, South Carolina, Illinois, Virginia, Kentucky, Oregon, Connecticut, Oklahoma, Maryland, Ohio, Wisconsin, Texas, Tennessee, North Dakota and Indiana, with Rhode Island starting January 1, 2027. This list may be incomplete and laws change.
• Advertising and solicitation rules, including any statement your state requires on mail, texts and ads (for example, Indiana requires unlicensed solicitations to say they are not from a licensed real estate professional), and never presenting a solicitation as a government, lender or court notice.
• Consent rules for texts and calls: you must have the person's permission before texting them, and BAP may block messages that do not meet its rules.
• Fair housing, privacy and consumer protection laws.

BAP's notices and compliance reminders are informational only and are not legal advice.

8. Acceptable use and data restrictions

BAP is not a consumer reporting agency, and its data is not a consumer report under the Fair Credit Reporting Act. You may use BAP data only to research, contact and do business with property owners for lawful real estate purposes. You may not:

• Use BAP data to decide anyone's eligibility for credit, employment, housing or tenancy, or insurance, or for any other purpose regulated by the Fair Credit Reporting Act.
• Use BAP data to stalk, harass, threaten, defraud or discriminate against anyone.
• Contact anyone in violation of Do Not Call rules, consent requirements or an owner's request to stop.
• Resell, publish or bulk-redistribute BAP data, or share your account.
• Scrape, overload or attack the Service, or access another user's account.
• Use BAP for anything illegal.

We may suspend accounts that misuse data and cooperate with lawful requests from authorities.

9. Contract templates and e-signing

Contract templates are general forms provided for convenience. They are not legal advice, may not fit your state or your deal, and may not include every disclosure your state requires. Have a licensed attorney in the property's state review any contract before you use it. BAP is not a party to contracts you create or sign through the Service, and e-signatures are only as valid as the law of your state allows.

10. Deal marketplace

Members who post a deal are offering their own contract interest (equitable interest), not the property itself, unless they own it. You may post only deals you have the legal right to market, with the disclosures your state requires. Some states (including South Carolina, Kentucky, Illinois and Oklahoma) restrict or require a license for publicly marketing a property you have under contract. BAP does not verify listings, inspect properties or guarantee any deal; buyers must do their own due diligence.

11. AI features

AI deal analyses, summaries and suggested replies are generated automatically from the data BAP has and can be wrong or incomplete. They are decision support, not legal, tax, appraisal or financial advice. Review AI output before you rely on it or send it to anyone.

12. Directory listings

Contractors and lenders who list themselves are responsible for the accuracy of their listings. BAP does not endorse, license or guarantee any listed business. Your dealings with them are solely between you and them.

13. Your content

You keep ownership of the notes, deals, contacts and files you add. You give BAP permission to store and process them only to provide the Service to you.

14. Disclaimers

BAP is not a real estate broker, lender, appraiser, law firm or financial advisor, and nothing in the Service is professional advice. The Service is provided "as is" and "as available," without warranties of any kind, to the fullest extent the law allows.

No earnings claims. Real estate investing involves risk. BAP does not promise that you will find deals, close deals or make money, and any examples of deals or results are illustrations, not typical results. Your results depend on your market, effort, experience and decisions.

15. Limitation of liability

To the fullest extent the law allows, BAP is not liable for indirect, incidental or consequential damages, or for lost profits or deals. Our total liability for any claim is limited to the amount you paid BAP in the 12 months before the claim.

16. Ending your use

You can stop using BAP at any time. We may suspend or close accounts that break these Terms or put the Service or others at risk.

17. Changes to these Terms

We may update these Terms. Material changes will be emailed to you at least 30 days before they take effect. Continuing to use BAP after that means you accept the updated Terms.

18. Governing law

These Terms are governed by the laws of the Commonwealth of Virginia. Disputes will be resolved in the state or federal courts located in Virginia.

19. Text messaging program (SMS)

Program: BAP Property Offers. Homeowners who text BAP at (469) 224-1122 (for example, after receiving a BAP postcard) receive replies and follow-up messages about their property, scheduling a call, and the cash offer they asked about.

How you opt in: by texting us first. We do not text numbers that have not contacted us.

Message frequency varies. Message and data rates may apply.

Text STOP to cancel at any time; you will get one confirmation and no further messages. Text HELP for help, or contact support@buybap.com or 469-224-1122.

Carriers are not liable for delayed or undelivered messages. See our Privacy Policy for how we handle your number; no mobile information is shared with third parties for marketing.

20. Contact

Apex Care Solutions VA LLC dba BAP · 5245 Cleveland St, Ste 204, Virginia Beach, VA 23462 · support@buybap.com · 469-224-1122